Highly-customized (re)insurance solutions to help clients manage volatility.

Custom (re)insurance solutions for companies experiencing the limitations of traditional risk transfer offerings.
WHAT WE DO

We’re the only managing general agent (MGA) specializing in Alternative Risk Transfer solutions, bringing innovative risk financing, structuring, and underwriting expertise to our clients.

Alternative Risk

Utilizing non-traditional solutions to finance risks for which the traditional market cannot solve efficiently, transfer non-traditional risks, and/or access alternative forms of capital.

Capital Solutions

Solving a wide variety of transactional and business risks, reducing capital costs, and unlocking otherwise inaccessible value. Solutions may deploy (re)insurance and non-traditional risk capital to bear on complex financial and non-financial risks.

Standard Insurance, Standard Results

Offering
Customization
Contract Duration
Premium
Limits
Terms and Conditions
Process
Risk Financing Optimization

The Market

Products and solutions designed to meet general needs
of collective buyers
Minimal
Annual
Subject to change annually, beholden to market volatility

Annual and uncapped for certain scenarios
Subject to change annually, beholden to market volatility
Driven by insurer(s)
Follows market standards for homogenous groups
Products and solutions designed to meet specific
needs of individual buyers
Maximum
Multi-year
Stable plus exposure adjustment
Each occurrence, annual, and term aggregates
Fixed for contract duration
Driven by customer(s)
Bespoke and iterative based on customer objectives

Our Strengths

Deep expertise.

Extensive senior insurance executive backgrounds from top-tier firms.

Full-service.

Comprehensive internal skill set (including: underwriters, actuaries, lawyers, mathematicians).

Bespoke deal structure.

Meeting the unique needs of each client, focused on advanced creativity in solution(s) and delivery.

Skilled execution.

Unmatched follow-through from ideation to implementation.

Client relationships.

Building long-term partnerships to support evolving needs.

Case Studies

CASE STUDY
Structured Property Solution
CASE STUDY
Structured Multi-line Solution
CASE STUDY
Capital Solutions

Connection to Ryan Specialty

USQRisk is a part of the Ryan Specialty family. Ryan Specialty is a service provider of specialty products and solutions for insurance brokers, agents and carriers. Ryan Specialty provides distribution, underwriting, product development, administration and risk management services by acting as a managing underwriter and a wholesale broker. Ryan Specialty’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers. ryanspecialty.com (NYSE: RYAN)

Ryan Specialty was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, entrepreneur and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.

Within Ryan Specialty, USQRisk is a part of the Ryan Alternative Risk (RAR) division. RAR delivers value to brokers, agents, and carriers through a variety of innovative offerings including structured solutions, captives (single and group), fronting, specialty healthcare, specialty finance, and other risk management services for commercial clients. The talent within these disciplines offer expertise in underwriting, actuarial, accounting, reinsurance and captive insurance company formation and management.

Transforming Risk Transfer

New York • London • California

USQRisk Insurance Services, LLC
CA License: #6001807
USQRisk is a series of RSG Underwriting Managers, LLC. RSG Underwriting Managers, LLC is a Delaware limited liability company based in Illinois and a subsidiary of Ryan Specialty, LLC. USQRisk works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain jurisdictions, and some products in the US may only be available from surplus lines insurers. In California: RSG Insurance Services, LLC (License #0E50879). ©2026 Ryan Specialty, LLC